---
title: Financial Literacy Guide for Kids
description: Our financial literacy guide for kids offers several tips and links to help children master their money.
---

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# Financial Literacy Guide for Kids

by [Eddy Hood](https://www.ignitespot.com/eddy-hood)

Parents and teachers spend a great deal of time teaching kids about all the different aspects of money and personal finance. Unfortunately this information does not always stick with children and those that don't grasp the concept of personal finances can encounter money related issues later in life. When it comes to teaching finance in a way that kids will understand, it is important that regular math is included in the lessons. Knowing basic math skills will help children greatly with managing money and by focusing a bit more on math as opposed to financial facts, you can teach children financial literacy early on.

## **Where to Start**

Before touching on finance related topics, kids should have a firm grasp of basic math skills and should be comfortable with numbers. While many parents and teachers talk to children about spending and earning money, saving, and other general topics, there is not usually much focus on tougher subjects such as debt and family income. Research has shown that sensitive topics such as income and debt should be used, not to cause children to worry or become anxious, but to teach them about money management, debt, accounting, and credit.

## **Gradually Introduce New Financial Literacy Topics**

One mistake that is often made is trying to teach kids everything there is to know about finances at once. Financial education covers many different topics and therefore it is important to introduce these topics to kids slowly so that they fully understand each one before moving on. Cramming all the financial information they will ever need into one lesson will overwhelm kids and many times they will not remember much of what was discussed.

## **Some sites that will help parents teach kids about money:**

- [Fun Financial Literacy Activities for Kids](http://www.themint.org/)
- [Financial Literacy Activities and Lesson Plans for Teachers](https://www.usmint.gov/learn/educators)
- [Online Bookkeeping Services](https://www.ignitespot.com/online-bookkeeping-services)
- [Teaching Financial Literacy to Kids](https://www.investopedia.com/personal-finance/10-tips-teach-your-child-save/)
- [Financial Literacy for Kids](https://www.financialeducatorscouncil.org/financial-literacy-for-kids/)
- [An Age by Age Guide to Teaching Kids About Money](https://www.parents.com/parenting/money/family-finances/teaching-kids-about-money-an-age-by-age-guide/)
- [Kids and Money Related Topics](https://www.familyeducation.com/kids/money-kids)
- [Teaching Kids About Money](https://www.parents.com/parenting/money/family-finances/teaching-kids-about-money-an-age-by-age-guide/)
- [Tax Consulting](https://www.ignitespot.com/small-business-tax-preparation)
- [Let's Learn About Money! Teaching Young Children](https://extension.psu.edu/programs/betterkidcare/knowledge-areas/environment-curriculum/activities/all-activities/let2019s-learn-about-money-teaching-young-children-about-money)
- [Teaching Kids About Money: Why It's Not Just Fun and Games](https://knowledge.wharton.upenn.edu/article/teaching-kids-about-money-why-its-not-just-fun-and-games/)
- [Managing Money: Spending and Saving](https://pbskids.org/retired/itsmylife/)
- [Money Management for Kids and Teens](https://bettermoneyhabits.bankofamerica.com/en/personal-banking/money-management-for-teens)
- [Teaching Children Money Management Skills](https://www.parents.com/parenting/money/family-finances/teaching-kids-about-money-an-age-by-age-guide/)
- [Helping Your Child Learn to Manage Money](http://extension.udel.edu/factsheets/helping-your-child-learn-to-manage-money/)
- [How to Teach Kids to Manage Money](https://sawyer.extension.wisc.edu/family-financial-security/teaching-kids-to-manage-money/)
- [Treasury Direct - Teaching Children About Debt](https://www.treasurydirect.gov/kids/kids.htm)
- [Teaching Kids About The National Debt](https://www.tc.columbia.edu/articles/2010/february/teaching-kids-about-the-national-debt/)
- [Teaching Kids About Financial Literacy In School & At Home](https://money.usnews.com/money/personal-finance/family-finance/articles/2018-03-29/7-lessons-to-teach-your-kids-for-financial-literacy-month)
- [Family Finance: Kids and Money](https://child.unl.edu/kidsmoney)
- [The Importance of Teaching Kids About Finance](https://www.argosy.edu/news-events)
- [Information for Kids on Saving Money](https://www.usa.gov/education?source=kids)
- [Lesson Ideas on Saving and Spending Topics](https://educators.brainpop.com/bp-jr-topic/saving-and-spending/)
- [Spend, Save, Invest, or Donate Lesson Plan](https://www.learningtogive.org/units/money-smart-children-3-5/spend-save-invest-or-donate-3-5)
- [Money and Coins - Activities for Kids](https://www.enchantedlearning.com/themes/money.shtml)
- [Money Math Game for Kids - Change Maker](https://www.funbrain.com/games/change-maker)
- [Money Wise Children: Learning by Doing](https://money.usnews.com/money/personal-finance/family-finance/articles/2018-03-29/7-lessons-to-teach-your-kids-for-financial-literacy-month)

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